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WebNov 3, 2024 · Q: I have a poor credit score (614). Is it possible for me to get a home buyers loan? A: It is technically possible for you to get a mortgage to purchase a home. The FHA program is theoretically open to borrowers with credit scores as low as 580 and a down payment of just 3.5 percent (plus an up-front insurance premium of 1.75 percent of the … WebJan 20, 2024 · Best for better credit: Discover Best overall: SoFi Features Loan amounts: $5,000 – $100,000 APR: starting at 7.99% APR (with autopay discount) Loan terms: 6 – 84 months SoFi is a popular online lender that offers unsecured personal loans up to $100,000 with interest rates starting at 7.99% APR (with autopay discount). WebApr 6, 2024 · If you’ve accrued a few thousand dollars in credit card debt, but you will be able to pay it off in 12 to 21 months, consider applying for a credit card with an introductory 0% APR period as well as a 0% balance transfer fee. The length of the 0% APR period can range from 15 to 21 months. If approved for the card, you could transfer your debt ... cheaptickets reservations confirmations